7
I grew up in a low-income household. Budgeting was survival, not choice. Now I want to build a tool that helps people like us.
r/microsaas
6/26/2025
SAAS TOOLS
| SaaS | URL | Category | Features/Notes |
|---|---|---|---|
| Tally | https://tally.so | Form Builder | Used for creating a short research form |
USER NEEDS
Pain Points:
- Budgeting tools are too complex and designed for finance experts
- Tools assume users have surplus income
- Difficulty managing inconsistent income or surprise expenses
Problems to Solve:
- Making budgeting accessible to people with limited financial literacy
- Helping users manage finances with variable income
- Creating a tool that addresses real-life financial behaviors
Potential Solutions:
- Building a simpler, visual, and intuitive budgeting tool
- Focusing on actual user behavior rather than complex financial concepts
- Developing features to handle irregular income and unexpected costs
GROWTH FACTORS
Effective Strategies:
- Conducting user research to validate product-market fit
Marketing & Acquisition:
- Leveraging personal story to build relatability and trust
- Using Reddit communities for targeted outreach and feedback
Monetization & Product:
- Targeting underserved market segment (low-income households)
- Focusing on simplicity and user experience as key differentiators
User Engagement:
- Creating short, accessible research forms to gather user input
- Engaging with community members who share similar backgrounds