Home/r/microsaas/2025-05-30/#1479
10

Which payment provider do you use?

r/microsaas
5/29/2025

SAAS TOOLS

SaaSURLCategoryFeatures/Notes
Stripehttps://stripe.comPayment ProcessingHandles subscriptions, invoicing, taxes, webhooks
Paddlehttps://paddle.comPayment ProcessingManages taxes, invoices, customer portal
Dodopaymentshttps://dodopayments.comPayment ProcessingLocalhost testing, overlay/embedded checkouts
Lemonsqueezyhttps://lemonsqueezy.comPayment ProcessingLower commission, direct bank transfers
Creem.iohttps://creem.ioPayment ProcessingLower commission, direct bank transfers
Razorpayhttps://razorpay.comPayment ProcessingIndia-focused
PayPalhttps://paypal.comPayment ProcessingInternational payments
Cashfreehttps://cashfree.comPayment ProcessingIndia-focused
Mercado Pagohttps://mercadopago.comPayment ProcessingSouth America-focused
Chargebeehttps://chargebee.comBilling & Revenue ManagementSubscription management

USER NEEDS

Pain Points:

  • Difficulty integrating payment providers
  • Handling taxes and subscriptions
  • Managing card changes and cancellations
  • Local payment options in different regions

Problems to Solve:

  • Simplifying payment integration
  • Automating tax calculations
  • Handling subscription management
  • Supporting international payments

Potential Solutions:

  • Using Stripe for comprehensive payment processing
  • Implementing local payment providers for specific regions
  • Using platforms that handle taxes and invoicing

GROWTH FACTORS

Effective Strategies:

  • Focusing on specific regions with local payment solutions
  • Offering flexible payment options
  • Providing comprehensive payment features

Marketing & Acquisition:

  • Leveraging affiliate programs
  • Building partnerships with local payment providers

Monetization & Product:

  • Offering lower commission rates
  • Providing direct bank transfers
  • Supporting multiple payment methods

User Engagement:

  • Offering easy integration options
  • Providing detailed webhooks for customization