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If you had no money or credit, what would you do today to make a business
r/Entrepreneur
5/28/2025
SAAS TOOLS
| SaaS | URL | Category | Features/Notes |
|---|---|---|---|
| Gemini AI | https://ai.google.com/ | AI Assistant | Built-in Android messaging app |
| Meta AI | https://www.facebook.com/ai/ | AI Assistant | Facebook's AI tool |
| Cursor | https://www.cursor.so/ | Coding Assistant | AI-powered code completion |
| Beacons AI | https://www.beacons.ai/ | Marketing Automation | Social media management |
| Systems.io | https://www.systems.io/ | Marketing Automation | All-in-one marketing platform |
| Google Workspace | https://workspace.google.com/ | Productivity Suite | 70+ free tools for business |
| Google Apps Script | https://developers.google.com/apps-script | Automation | Custom add-ons for Google Workspace |
USER NEEDS
Pain Points:
- Starting a business with no money or credit
- Lack of initial capital for product development
- Difficulty validating business ideas without resources
- Struggling to build credit history
- Limited access to tools and technology
Problems to Solve:
- Generating initial income to fund business growth
- Finding affordable ways to validate business ideas
- Building credit history from scratch
- Accessing necessary tools and technology without upfront costs
- Creating a sustainable business model from nothing
Potential Solutions:
- Offering manual services to generate immediate income
- Leveraging free online tools and resources
- Building credit through responsible financial behavior
- Partnering with others to share resources and skills
- Starting with a service-based business model
GROWTH FACTORS
Effective Strategies:
- Networking and building relationships
- Validating business ideas through market research
- Starting with a service-based model
- Leveraging free online tools and resources
Marketing & Acquisition:
- Content marketing through social media platforms
- Referral marketing through personal networks
- Community building and engagement
Monetization & Product:
- Starting with a low-cost service-based model
- Gradually transitioning to product-based offerings
- Implementing scalable pricing models
User Engagement:
- Building personal brand through content creation
- Engaging with communities on social media
- Providing value through free resources and advice